Why use SWA Finance?
Access to Multiple Lenders
Wide Range of Options: We have access to an extensive panel of lenders, including major banks, regional banks, credit unions, and niche finance specialist lenders (incl. government-backed loans, programs & grants). However, we aren’t tied to any one lender, allowing us to provide an unbiased approach to find the right solution for your needs and circumstances, such as complex trust set-ups, and seasonal cash flows requirements which can be common in agriculture.
SWA Broker vs Banker: A Bank Manager is limited to only their bank’s products and ultimately answers to their bank’s profit targets.
At SWA Finance, we have access to multiple lenders, giving you more options and better solutions. The big difference? We work for you, not the banks.
Save Time and Effort
Streamlined Process: We handle all the research, comparisons, and negotiation with various lenders, saving you the time of approaching each and every lender individually.
Paperwork Assistance: We prepare and submit all necessary documentation, ensuring compliance with Australian lending standards and reducing the paperwork/administrative burden on your business.
Expertise and Advice
Industry Knowledge: We are knowledgeable about the Australian finance market and understand local economic factors but we aren’t resting on our laurels. We are constantly educating ourselves on relevant aspects of the Agri finance space to gain every advantage possible for our clients.
Experience: Our team draws on decades of experience from various aspects of finance, farming, and banking to help find and negotiate the right solution for you.
Costs
No Out-of-Pocket Expense: Like mortgage brokers, we are paid directly by the lender, meaning our services come at no cost or minimal expense to you.
Value-Driven/Success Based Service: We only get paid if we can generate a more competitive deal then you can/could. This allows you to access the expertise of a private banker who handles all your lending needs without the usual costs associated with financial advice. By working with us, you can focus on growing your business while we monitor and navigate the lending market to find the best solutions and periodically review your loans to ensure that you still have the 'best' fit.
We are Here for the Long-Run
Ongoing Relationship and Support: We aren't a big bank where you are going to have a new banker every couple of years, we live here, we are staying here, we are building a business alongside you and want to work with you for the next 20 or 30 years.
